Our Services

At Pivot Finance Solutions we take a holistic approach to property and finance. By combining our extensive real life real estate experience, strategic decision-making and innovative lending solutions we empower families and individuals to create future wealth through informed property investments and to navigate the complexities of property financing and investment by using easy to understand language. We offer a comprehensive range of services designed to meet the diverse needs of our clients, including:

We assist clients in securing the most suitable mortgage products by leveraging our extensive network of lenders and negotiating the best available rates. This can result in thousands of dollars in savings over the life of a loan. We also ensure that you access any government grants available to you at the time of purchase. Whether buying your first home, Next home or expanding your property portfolio we will guide you through every step of the mortgage process, ensuring you make informed decisions with a focus on creating future wealth for you and your family.

Mortgages: We assist clients in securing the most suitable mortgage products by leveraging our extensive network of lenders and negotiating the best available rates. This can result in thousands of dollars in savings over the life of a loan. Whether first-time homebuyers or seasoned investors, we will guide you through every step of the mortgage process, ensuring you make informed decisions with a focus on creating future wealth for you and your family.

Innovative Lending Solutions: We stay ahead of market trends and lending innovations, ensuring our clients have access to the latest products and services that can enhance their financial position. With over 40 lenders on our panel you can be assured that finding the right option for you now and in the future is our number one priority.

Yearly Home Loan Health Check: Rates change, circumstances change and in general life happens that’s why every client at Pivot Finance Solutions gets a free yearly Home Loan Health Check. We are always on the lookout for a better rate for you, if we can save you money we will but each year we do a deep dive to make sure your financial goals are being met. 

Getting the right advice when you're about to buy your next home is crucial because it helps you make informed decisions that align with your financial goals and personal circumstances. Expert guidance can clarify complex processes, uncover potential issues and identify the best options for your situation. With the right advice, you can navigate the property market confidently, avoid costly mistakes and ensure that your next home purchase is a smooth and successful experience.

Getting the right advice when buying your first home is essential to ensure you understand the entire process and make confident decisions. Expert guidance can help you find the best mortgage options, navigate complex paperwork and identify grants or incentives you may be eligible for. With the right support, you can avoid common pitfalls, secure a suitable home within your budget and start your homeownership journey on solid ground.

Strategic Property Planning: Our experienced team collaborates with clients to develop strategic financial plans focused on wealth creation through property. Not having the right loan structure can severely limit your ability to grow your property portfolio. That’s why we focus on providing you with a well thought out plan that offers flexibility and can grow with you.

Property Investment Guidance: Our team provides expert advice on property investment strategies, helping clients make informed decisions that align with their long-term financial objectives and pairing that decision with the most suitable loan to maximise the benefit to you.

Did you know a third of first home buyer purchases are made using one of the many government grants?

There is plenty of government support available. Below is a list of available government grants at both federal and state level for first home buyers.

• Home Guarantee Scheme (HGS)

• First Home Super Saver (FHSS)

• Help To Buy Scheme

• First-home Buyer Grant

• Stamp Duty Concessions